
Hotel Insurance, Guest House Insurance and B&B Insurance
David J Miller are a leading insurance brokers servicing the hospitality industry throughout the UK providing competitive insurance cover for :
As an independent insurance broker with access to specialist hotel insurance schemes we are well placed to ensure that your business has competitive insurance in place to protect you and your guests.
Wherever you are located we can present you with the right policy to cover your business properly with the intention of significantly reducing your insurance premiums.
Working with the leading hospitality insurers we have access to many competitive specialist hotel insurance schemes. Through this we are confidant that you will get a better deal with us.
We tailor a policy to cover your business from a small guest house to boutique hotels offering a wide range of cover in a policy that suits you.
Hotel Insurance Features
It is crucial to you that your business is able to keep going should you be subjected to fire, flood, storm or theft.
We will present your options and discuss these thoroughly before taking out any policy. We offer “Business Interruption” cover as standard because we know that over 80% of businesses go bankrupt after a serious fire if they are not properly covered.
Hospitality insurance is designed to cover the assets, earnings and legal liabilities of your business, features can include the following:
- Business interruption with 12 or 24 month indemnity period
- Public and Products Liability
- Property owners liability
- Tiered Content Levels to suit you
- Full theft & Accidental Damage Cover on Buildings & Contents
- Loss of license
- Theft by employees
- Goods in transit
- Personal accident (assault)
- Book debts
- Guest Effects per guest
- Employee Effects per employee
- Property in the Open
- Lock Replacement
- Loss of Oil & Metered Water
- Damage to Fixed Signs
- Employers Liability
- Commercial legal expenses
- Directors' and officers' liability
- Professional Indemnity
- Tools and equipment
- Legal Protection
For more information or for a no obligation quote please contact us on 0845 073 7211 for a hotel insurance quote.
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